About · Soldek.ai

We're building the
future of insurance,
globally.

A small, distributed team, based in Arnhem and operating worldwide, building the AI-native core that the next generation of insurers will run on.

Reinvent insurance by replacing the chain with a core that thinks.

The industry's value chain hasn't fundamentally changed in decades. We're rebuilding it from the engine outward, with one AI-native risk core that insurers, MGAs and AI-native insurers all run on.

Who we are

Global by design. Niche by obsession.

We don't compete with big-tech on scale. We compete on depth. Where the market sees noise, we see signal, because we've spent thirty years inside it.

01 · Global

Arnhem HQ. Planet-wide team.

Headquartered in the Netherlands (KVK 89444833), Velperweg 37, Arnhem. The team operates from wherever the work, and the niches, live.

02 · Niche-first

Built on expert priors

Thirty years of senior underwriter knowledge, encoded as the priors that cold-start our pricing models, built to recalibrate on real claims experience as it flows through the platform.

03 · Founder-owned

Our IP, our infrastructure

The risk engine, pricing models and policy stack are our own IP. The conversational layer uses OpenAI, and pricing never comes from the LLM.

By the numbers

What we're built on.

30+
Years of senior underwriting expertise digitalised
GLM
Frequency-severity engine, cold-started on expert priors
1
All-in-one policy: personal pricing, one conversation
100%
Of pricing from our own engine, never from an LLM

Talk to the builders.

Insurer, MGA, or strategic partner: if you're rethinking the chain, we should talk.