Soldek.ai isn't an AI tool. It's the core risk engine and infrastructure layer insurers and AI-native insurers are built on.
Input. Logic. Output. One engine.
Compliance, transparency, ownership, openness: built into the core, not bolted on at the end.
Every decision the engine makes is traceable. Underwriters, auditors and regulators see why the model priced what it priced, not a black box, not a guess.
Built from day one with the EU AI Act high-risk regime in mind: model cards, bias and proxy-discrimination scans, and fundamental-rights impact assessments ship with the engine. Compliance work isn't an upgrade. It's the foundation.
The risk engine, pricing models and policy stack are proprietary: a frequency-severity GLM, fitted on real market claims data where it exists (motor: 668,000+ public policies) and cold-started on expert priors from 30 years of senior underwriting elsewhere, recalibrating on real claims experience. The conversational layer uses OpenAI, pricing never comes from the LLM.
The engine is built as infrastructure. Insurers and partners connect their claims experience: the engine is built to recalibrate on it, and the IP stays with the partner. The next generation of AI-native autonomous insurers is built on top.
Private demos for insurers, MGAs and partners. See how the engine prices your niche, and how it integrates.