Technology — The Engine

The infrastructure for
AI-native insurance.

Soldek.ai isn't an AI tool. It's the core risk engine and infrastructure layer insurers and AI-native insurers are built on.

Input. Logic. Output. One engine.

01 · Input

Submission

data · context · niche
02 · Core

Soldek.ai Risk Engine

owned model · 30K+ niche docs · XAI
03 · Output

Priced quote

bound · explained · audit-ready
Foundations

Four properties. Non-negotiable.

Compliance, transparency, ownership, openness — built into the core, not bolted on at the end.

01 · XAI

Explainable by design

Every decision the engine makes is traceable. Underwriters, auditors and regulators see why the model priced what it priced — not a black box, not a guess.

Decision trace Audit-ready
02 · EU AI Act

Aligned with the EU AI Act

Built from day one for the EU AI Act high-risk regime — risk management, data governance, transparency, human oversight, post-market monitoring. Compliance isn't an upgrade. It's the foundation.

EU AI Act GDPR Anonymised data
03 · Owned model

Our IP. End-to-end.

Not a wrapper around OpenAI or Alphabet. Soldek.ai is built on our own model, trained on 30,000+ dark-data documents across 100+ insurance companies and 30 years of senior underwriting expertise.

Owned IP Dark data · 30K+
04 · Open infrastructure

Partners plug in. Data stays yours.

The engine is built as infrastructure. Insurers and partners connect their proprietary data — the engine learns the niche, the IP stays with the partner. The next generation of AI-native autonomous insurers is built on top.

Partner-ready Data sovereignty RAG
The difference

Big-tech trains on the average.
We trained on the niche.

30K+
Niche dark-data documents in the training set
100+
Insurance companies represented
30y
Senior underwriting expertise, digitalised
XAI
Explainable model · auditable decisions

Plug your data into the core.

Private demos for insurers, MGAs and partners. See how the engine prices your niche — and how it integrates.